Eurosud Info

Eurosud : Broker for "Les Terrasses du Port"

EUROSUD SWATON is the insurance broker for “Les Terrasses du Port” one of the largest shopping centre developments based in Marseille. Originally the project was started by Foruminvest, a private developer based in Holland. Hammerson has acquired Les Terrasses du Port in Marseille in, 2009.

 

The 52,000 m² center, still under construction will provide 150 stores, 2,850 car parking spaces and a 260 metre-wide restaurant terrace overlooking the Mediterranean sea. The total development cost is approximately €450 million.

 

“Les Terrasses du Port” is adjacent to the tourist port terminal for Sardinia and Corsica, which is visited by more than one million tourists each year.

Insurance company in Marseille : Products and services - Home insurance

Home insurance

Many foreign owners cut corners when it comes to choosing home insurance in France and only discover they aren't properly covered when making a claim. Whether you are going to use your French home as a holiday getaway or let it for investment income, it is crucial that you arrange appropriate insurance cover. Therefore, finding a good broker that will put together for you comprehensive French property insurance is important.

 

The most frequent Home insurance policy is commonly called “Multirisques Habitation”. It provides cover to the building, to the contents, as well as third party liability. It covers your home against the following hazards: fire, water damage, storm damage, theft and vandalism, electrical damages, natural catastrophe, window and mirror damage and third party liability.

 

Depending on the characteristics and usage of your property as well as the required insured amounts INSURANCE IN FRANCE might orientate you toward a specific insurance company. For example, certain people such as executives have personal insurance needs that are often broader in scope than standard homeowners' policies.

 

A personal policy may therefor need higher coverage, higher limits of liability or particular extensions that are fitted to the owner's assets. For example, breakage of fragile items will be excluded on a standard policy, but will be included under a Hiscox, Axa Art or Chubb policy. 

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Building & contents insurance

Our experience with insuring French residences enables us to offer flexible policies, including the home itself and its contents, which do not have the restrictions and penalties associated with standard insurance policies. Whenever the contents of a home include antiques, fine art and jewelry, Insurance in France will propose two types of cover: "Named perils" cover and “All-risks” cover or even a combination of both within the same insurance policy.

 

Our "Named perils" covers are broad and comprehensive. Contents are insured for their total value, without sub-limits. All items are covered up to the total amount originally determined and declared to the insurance company. Our “All-risks” covers are worldwide and competitively priced. This type of insurance policy gives a very large coverage, including losses resulting from just about any peril you can think of. In this case, we arrange to have the exact value of your items assessed so that it is indisputable in case of a claim.

 

As for insuring the home, in many cases we can offer insurance cover with no limit on the rebuilding cost. This solution completely removes all worries because no owner of a substantial property can ever be certain that the sum he has insured is adequate. In case the insurance company need to set a limit on your home, our assessors can help you determine the rebuilding cost.

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Insuring your valuables

Research shows that many people are not aware of the limited amount of insurance coverage they have for fine art, jewellery and other valuables under a standard homeowner’s insurance policy.They often do not realize that their prized possessions are drastically underinsured and inadequately protected.

 

INSURANCE IN FRANCE advise that clients with extensive valuables should consider subscribing a special insurance policy called an “all risks policy” in which each piece is listed for a stated amount. All risks policies require appraisals or recent invoices per listed item, including paintings, sculpture, antiques, jewellery, stamps and coins, and even fine wines. Insurance in France propose its clients to conduct appraisals because it makes the item's value indisputable in case of a claim.